Is Your Retirement Exposed to the Biggest Speculative Bet of All Time?
If your retirement savings are mostly in U.S. stocks indexes, you are party to the same extraordinary and historic wager the CEOs of Alphabet and Amazon are making. The difference is, for them there is plenty of upside and no meaningful financial downside given their wealth and status. For retirement investors, much of the upside may already have been captured in stock prices and if AI spending doesn’t pan out, they could suffer financially. That’s worth digging into.
Matthew Goff
2 days ago
The US Stock Market's Check Engine Light is On.
If the US stock market had a check engine light, it would be on. Ten stocks now make up roughly 40% of the S&P 500. US stock valuations sit near the notorious dot com bubble levels reached in 1999, and we precariously teeter between feeling like markets are absurdly overhyped or just getting started. If you're near or in retirement, that warning light should not be ignored.
Matthew Goff
Jul 19
When Math Lies: 5 Ways your Performance Report can Mislead
How did you feel when you opened your most recent quarterly performance report from Schwab or your 401(K)? More importantly, have you ever made regretful investment decisions based on that emotional reaction? In periods of big market moves, up or down, we can lose perspective and abandon reliable long-term strategies. The numbers on a performance report are very good at deceiving us. The calculations on a performance report are mathematically correct. Many of the conclusions
Matthew Goff
Jul 17